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PERSONAL LOAN

We all have dreams. We often dream of a refreshing holiday trip, a perfect wedding, to renovate our home or to buy that cool gadget. You can realise all your dreams with Fullerton Personal Loan scheme. Some of the salient features of Fullerton Personal Loan are

  1. Fixed reducing rate of interest
  2. No collateral required
  3. Easy and speedy paperwork
  4. Loan tenure of upto 60 months

Fullerton offers customized personal loan solutions for salaried, self-employed and Doctors. Upper limit of loan a salaried person can get is 20 lakh. The figure for self-employed is 30 lakh.

Eligibility Criteria

  • Salaried
  • 21-60 years of age
  • 15,000 INR salary per month
  • Min. 3 years of work experience & 6 months in current

Documentation Required

Salaried

Self-employed

Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card

Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card

Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport

Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport

Last 3 months bank statement

Last 6 months bank statement

Salary slip for 6 months & ITR for 3 years

Audited income proof (ITR) for last 2 years

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Office address proof

Processing fee cheque

Processing fee cheque

Interest Rates & Other Charges

Interest Rates

21% - 32%

Processing Fee

2% of loan amount

Prepayment Charges

0 - 4% of Principal Outstanding

Loan tenure

12 -48 months

So, whatever your dream is, don’t wait anymore and apply at Fullerton Personal Loan to get hassle free loans.

LOAN AGAINST PROPERTY

Fullerton Loan Against Property (LAP) offers mortgage loan against property at attractive interest rates for long tenures. So, if your loan requirement is high and you want a longer payout period Fullerton Loan Against Property is the best loan instrument for you. Fullerton offers quick disbursal and hassle-free documentation process for the Fullerton Loan Against Property.

Some of the key features of Fullerton Loan Against Property are

  1. Loan tenure is upto 15 years for an upper limit on age of 65 years.
  2. Flexible interest rates ranging from 13% - 20%
  3. Quick disbursal
  4. Hassle-free documentations
  5. 1% Processing fee

If you want to avail higher loan amount for any of your personal or business needs for a longer loan tenure, Fullerton Loan Against Property is the right financial tool for you.