Capital First

PERSONAL LOAN

We all have dreams. We often dream of a refreshing holiday trip, a perfect wedding, to renovate our home or to buy that cool gadget. You can realise all your dreams with Capital First Personal Loan scheme. Some of the salient features of Capital First Personal Loan are

1. Minimal documentation
2. Insurance option available for personal loan at attractive premium
3. Easy and speedy paperwork
4. Loan tenure of upto 60 months

Capital First offers customized personal loan solutions for salaried, self-employed and Doctors. Upper limit of personal loan that an individual can avail is 10 lakh.

Eligibility Criteria

• Must be at least 21 years of age
• Must have availed a consumer durable loan or a 2 wheeler loan from Capital First

Documentation Required

• Duly completed application form
• Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card
• Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport
• Last 3 months bank statement
• Salary slip for 6 months
• Security cheques and Cancelled cheque

Interest Rates & Other Charges

Interest Rates	16.0% - 24%
Processing Fee	1.99% of loan amount
Prepayment Charges	4% - 5% of outstanding Principal

So, whatever your dream is, don’t wait anymore and apply at Capital First Personal Loan to get hassle free loans.

HOME LOAN

Capital First Home Loan provides easy loans to realise your dream of having your own beautiful home. Capital First home loans provide flexible interest rates, easy payment options and fast disbursal. Capital First offers loan upto 80% of market value of the property

Eligibility Criteria

Applying for home loan depends on several factors. Some of the factors are

1. Minimum age must be 21 years
2. Loan must terminate before the borrower turns 70 years
3. Must be salaried or self-employed with a regular source of income.

Documents Required

Salaried	Self-employed
Application form	Application form
Identity, Address proof	Identity, Address proof
Last 6 months bank statement	Last 6 months bank statement
Last 3 months salary slip	Last 3 years audited P & L statement
Payment details on existing loans	Proof of Business existence
-	Last 3 years IT returns

LOAN AGAINST PROPERTY

Capital First Loan Against Property (LAP) offers mortgage loan against property at attractive interest rates for long tenures. So, if your loan requirement is high and you want a longer payout period Capital First Loan Against Property is the best loan instrument for you. Capital First offers quick disbursal and hassle-free documentation process for the Capital First Loan Against Property.

At Capital First they provide Loan Against Property for following kind of properties-

1. Self occupied residences
2. Self occupied commercial properties
3. Leased commercial and residential property

Some of the key features of Capital First Loan Against Property are

1. Loan upto 15 crore for a tenure of 15 years
2. Flexible interest rates ranging from 11% - 14%
3. Quick disbursal
4. Hassle-free documentations
5. One can also avail Balance transfer under Loan Against Property

If you want to avail higher loan amount for any of your personal or business needs for a longer loan tenure, Capital First Loan Against Property is the right financial tool for you.