Bajaj Finserv

PERSONAL LOAN

We all have dreams. We often dream of a refreshing holiday trip, a perfect wedding, to renovate our home or to buy that cool gadget. You can realise all your dreams with Bajaj Finserv Personal Loan scheme. Some of the salient features of Bajaj Finserv Personal Loan are

1. Fixed reducing rate of interest
2. No collateral required
3. Easy and speedy paperwork
4. Loan tenure of upto 60 months

Bajaj Finserv offers customized personal loan solutions for salaried individuals. One can avail loan amount up to 25 Lakh.

Eligibility Criteria

• 25-58 years of Age
• Minimum of 25,000 INR salary per month
• Must be salaried individual
• Min. 2 years of work experience

Documentation Required

• Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card
• Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport
• Last 3 months bank statement
• Salary slip for 3 months

Interest Rates & Other Charges

Interest Rates	16%
Processing Fee	2.25% - 3%
Prepayment Charges	4%
Late Payment Charge	24% per annum
EMI Bounce Charge	1000 INR Per Bounce

So, whatever your dream is, don’t wait anymore and apply at Bajaj Finserv Personal Loan to get hassle free loans.

HOME LOAN

Bajaj Finserv Home Loan provides easy loans to realise your dream of having your own beautiful home. Bajaj Finserv home loans provide flexible interest rates, easy payment options and fast disbursal. Bajaj Finserv also offers pre-approved home loans for chosen projects.

Eligibility Criteria

Applying for home loan depends on several factors. Some of the factors are

1. Resident of India
2. Salaried, Self-employed both can apply
3. Age in the range of 28 - 70 years
4. Minimum loan amount is 30 lakh and maximum is 15 crore

 

Documents Required

Salaried	Self-employed Professional
Application form	Application form
Identity, Address proof	Identity, Address proof
Last 6 months bank statement	Last 6 months bank statement
Last 3 months salary slip	Last 3 months salary slip
Processing fee cheque	Proof of Business continuity for last 5 years
Form 16	Last 2 years IT returns
-	Last 3 years audited P & L statement

Interest Rates and Other Charges

Interest Rates	9.45% - 9.55%
Loan Amount	30 Lakh - 15 Crore
Loan Processing Fee	0.8%
Late Payment Charge	24% per annum
EMI Delay	1000 per bounce

GOLD LOAN

With low interest rates in gold loan, it is a very efficient financial tool to finance immediate needs. Bajaj Finserv has above 139 centres in Maharashtra and Gujarat serving Gold Loan Customers.

Eligibility Criteria

1. Farmers, traders, salaried, self-employed professionals and businessmen, all can apply
2. The applicant must be in age group of 21 - 70 years

Documents

1. Age Proof
2. Identity Proof
3. Address Proof

Interest Rate and Other Charges

Interest Rates	14%
Processing Fee	2-3%
Late Payment Fee	24% per annum
EMI Bounce Charge	1000 INR per bounce

LOAN AGAINST PROPERTY

Bajaj Finserv Loan Against Property (LAP) offers mortgage loan against property at attractive interest rates for long tenures. So, if your loan requirement is high and you want a longer payout period Bajaj Finserv Loan Against Property is the best loan instrument for you. Bajaj Finserv offers quick disbursal and hassle-free documentation process for the Bajaj Finserv Loan Against Property.

Some of the key features of Bajaj Finserv Loan Against Property are

1. Minimum Loan is 60 Lakh in Delhi and Mumbai, 30 Lakh elsewhere
2. 25 years of age
3. Flexible interest rates ranging from 12.5% - 19.5%
4. Late payment charge is 24% per annum
5. 2.0% Processing fee

If you want to avail higher loan amount for any of your personal or business needs for a longer loan tenure, Bajaj Finserv Loan Against Property is the right financial tool for you.