Axis Bank
PERSONAL LOAN
We all have dreams. We often dream of a refreshing holiday trip, a perfect wedding, to renovate our home or to buy that cool gadget. You can realise all your dreams with Axis Bank Personal Loan scheme. Some of the salient features of Axis Bank Personal Loan are
- Fixed reducing rate of interest
- No collateral required
- Easy and speedy paperwork
- Loan tenure of upto 60 months
Axis Bank offers customized personal loan solutions for salaried customers.Upper limit of loan a salaried person can get is 15 lakh.
Eligibility Criteria
- Only Salaried person can avail
- 21 - 60 years of age
- Min. 15,000 INR salary per month
Documentation Required
- Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card
- Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport
- Last 3 months bank statement
- Salary slip for 6 months
- Age Proof
Interest Rates & Other Charges
|
Interest Rates |
15.5% - 24% |
|
Processing Fee |
1.5% - 2.0% of loan amount |
|
Prepayment Charges |
Nil |
|
Default interest Rate |
24% per annum |
|
Cheque Swap Charges |
500 INR |
|
Cheque Bounce Charge |
500 INR Per Bounce |
So, whatever your dream is, don’t wait anymore and apply at Axis Bank Personal Loan to get hassle free loans.
HOME LOAN
Axis Bank Home Loan provides easy loans to realise your dream of having your own beautiful home. Axis Bank home loans provide flexible interest rates, easy payment options and fast disbursal.
Eligibility Criteria
Applying for home loan depends on several factors. Some of the factors are
- Salaried individuals or self-employed both can apply
- Age limit is 24 - 60 years
- IT Returns filed in case applicant is self-employed
Documents Required
| Salaried | Self-employed Professional |
|
|
|
Interest Rates and Other Charges
|
Interest Rates |
9.45% - 11.6% |
|
Loan Processing Fee |
0.5% - 1.0% |
|
Prepayment Fee |
0 % - 2% |
|
Late Payment Charge |
24% per annum |
|
Cheque Bounce Charge |
500 INR |
GOLD LOAN
Axis Bank Gold Loan offers spectrum of opportunities. Axis Bank Gold Loan can be used to serve plethora of needs such as
- Education for children
- Business expansion or working capital needs
- Down payment for purchase of property and vehicle
- Agricultural needs
- Medical emergency and others
Eligibility Criteria
Axis Bank allows its patrons to walk into any of its Gold Loan counters and avail loan amount of 25,001 INR - 20,00,000 INR by depositing their gold at attractive interest rates. Axis Bank Gold Loan offers most attractive per gram rate coupled with fast documentation process.
Interest Rates and Other Charges
|
Loan Amount |
25,001 INR - 20,00,000 INR |
|
Interest Rates |
14.50% - 17.0% |
|
Valuation Charges |
500 INR |
|
Processing Fee |
1% |
|
Penal Interest |
2% on overdue amount |
|
Prepayment Fee |
Nil |
Documentation Required
- Two passport size photograph
- Identity proof such as Passport, PAN Card, Driving License, Aadhaar Card, Voter Card
- Address proof such as Passport, Lease Agreement, Utility Bills
If you need to avail a short-term loan at lower interest rates, Axis Bank Gold Loan is a very useful financial instrument to go with.
LOAN AGAINST PROPERTY
Axis Bank Loan Against Property (LAP) offers mortgage loan against property at attractive interest rates for long tenures. So, if your loan requirement is high and you want a longer payout period Axis Bank Loan Against Property is the best loan instrument for you. Axis Bank offers quick disbursal and hassle-free documentation process for the Axis Bank Loan Against Property.
Some of the key features of Axis Bank Loan Against Property are
- Loan amount 2 -500 lakh
- Flexible interest rates ranging from 11.6% - 13.5%
- Quick disbursal
- Hassle-free documentations
- 1% Processing fee
- Cheque bounce penalty of 500 INR is applied.
If you want to avail higher loan amount for any of your personal or business needs for a longer loan tenure, Axis Bank Loan Against Property is the right financial tool for you.